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Financing

  

Welcome to Mac Churchill Acura's Finance Department, your auto loan and lease resource.

Whether you're looking for a  new car or  used car our finance professionals are here to assist you.

Use our convenient online car loan calculator to determine how much you can afford and see how different rates, terms, and options can affect your payments.  Then, with one click of the button you can check our inventory to see which vehicles match your price.  When you're ready, proceed to our online  finance application for quick and easy pre-approval.

We're financing specialists.  No matter what your current situation, good or bad, we can help. 

No credit, no problem! Mac Churchill Acura has excellent relationships with some of the country's most aggressive lenders and is committed to finding the perfect finance option for any need.


Questions about financing?  Call Jeff Higy at 817-232-2872 or fill out the short form below and one of our finance professionals will contact you.

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Financing Navigation

Contact Information

Mac Churchill Acura

3125 NE Loop 820

Fort Worth, TX 76137
sales Sales:
(866) 554-0461
service Service:
(866) 414-1385
parts Parts:
(866) 594-5544

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.